• By Christina Karras
  • Posted July 22, 2018
  • Image Credit: Gonzalo Arnaiz

Where Did All My Money Go?

It's so easy to spend money. And to be honest I think I've developed a habit where I can do it unconsciously. For someone who likes to have thought behind action, I'm self-aware enough to realize I'm starting to sound a bit like a hypocrite. But with paid subscriptions and online shopping the temptations are endless.

Maybe it's something to do with our generation - millennial or gen z? I never know which. But I remember laughing at my friend who used to tell me how she got an uber to school that morning over walking. And she lived a full 5 minutes away.

But, a few years on, and with a super busy life, I am guilty of doing the exact same thing. I don't have a licence. So if I'm without a lift to work or it's raining, I'm embarrassed to admit that I'll often get an Uber rather than ride my bike for 15 minutes. 8 dollars.

If I don't know what I feel like eating, but know I want to eat right away, I'll get Deliveroo. There goes another 25 dollars. At least.

And after coming back from an (expensive) European summer last year, my student Myki had expired. I had to get a valid concession card so I could get a new one. All I had to do was print off the form, sign it, take it to the station and pay a measly 10 or so dollars for an ID. But, it took me almost a full semester to do it. I was riding the train in and out of the city at least three times a week. The combination of an adult fare and my 'cant be fucked' attitude wound up costing me way more money than I'd like to add up.

Those somewhat silly and frivolous choices are on top of other payments that get taken out of my account monthly. My phone bill (that I exceed every month without fail). An expensive gym membership. Spotify and Netflix subscriptions. Nail appointments. Coffees with friends, drinks on the weekend… it all adds up pretty quickly.

On reflection, all these things seem so simple. But they slip through the cracks, the same way I suppose older generations used to lose coins in their couch. So while it's nothing new, if you - like me - find yourself constantly questioning “where has all that money gone?”, maybe take a couple seconds longer to glance over that annoyingly bureaucratic bank statement with a more critical eye.

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About the Author: Christina Karras is a 20-year-old journalism student at RMIT. She also runs a online magazine a-zine.net. When she's not busy working or at uni, Christina loves making art, online shopping and binge watching reality TV.